Get 20M+ Full-Text Papers For Less Than $1.50/day. Start a 14-Day Trial for You or Your Team.

Learn More →

Geographic Distance and Credit Market Access in Niger

Geographic Distance and Credit Market Access in Niger Abstract: Distances involved in accessing basic services can constitute a major barrier to development. This paper analyzes the relationship between the distance separating households from microfinance institutions’ offices in Niger, and the low levels of development and performance of the microfinance sector in the country. To cope with the effects of geographical distance, microfinance institutions adapt their policies through more restrictive loan conditions, higher interest rates and more intensive screening. This then leads us to discuss the tension between access and sustainability in the context of financial services for the poor. http://www.deepdyve.com/assets/images/DeepDyve-Logo-lg.png African Development Review Wiley

Geographic Distance and Credit Market Access in Niger

African Development Review , Volume 23 (3) – Sep 1, 2011

Loading next page...
 
/lp/wiley/geographic-distance-and-credit-market-access-in-niger-UybWLwcIE0

References (16)

Publisher
Wiley
Copyright
© 2011 UNDP World Bank. African Development Review © 2011 African Development Bank
ISSN
1017-6772
eISSN
1467-8268
DOI
10.1111/j.1467-8268.2011.00287.x
Publisher site
See Article on Publisher Site

Abstract

Abstract: Distances involved in accessing basic services can constitute a major barrier to development. This paper analyzes the relationship between the distance separating households from microfinance institutions’ offices in Niger, and the low levels of development and performance of the microfinance sector in the country. To cope with the effects of geographical distance, microfinance institutions adapt their policies through more restrictive loan conditions, higher interest rates and more intensive screening. This then leads us to discuss the tension between access and sustainability in the context of financial services for the poor.

Journal

African Development ReviewWiley

Published: Sep 1, 2011

There are no references for this article.