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Genetic testing and insurance in the United Kingdom Patrick J Morrison. Genetic testing and insurance in the United Kingdom. PJ Morrison Regional Medical Genetics Centre, Belfast City Hospital Trust, Belfast BT9 7AB, UK. Key words: genetic testing - guidelines insurance - life insurance - United Kingdom Clin Genet 1998: 54: 375-379. 0 Munksgaard, 1998 Corresponding author: Patrick J Mornson, Regional Medical Genetics Centre, Belfast City Hospital Trust, Belfast BT9 7AB. UK. Fax: f 4 4 1232 236911; e-mail: p.rnorrison@cableol.co.uk Received 30 June 1998, revised and accepted for publication 5 July 1998 Background On the 1st of January this year, the Association of British Insurers (ABI) code of practice for genetic testing (1) came into effect. This document was the culmination of a process initiated by the previous United Kingdom (UK) Conservative government to press for some framework for genetic testing in this increasingly complex area. The code has several important features (Table 1) and applies to all types of relevant insurance, including life, permanent health, critical illness, long-term care and medical expenses. Most ârelevantâ UK insurance is predominantly life insurance linked to personal pensions, and property insurance (mortgage cover). As the UK National Health Service (NHS) provides free
Clinical Genetics – Wiley
Published: Nov 1, 1998
Keywords: genetic testing; guidelines; insurance; life insurance; United Kingdom
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