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The Frequency of Excess Auto Personal Injury Claims

The Frequency of Excess Auto Personal Injury Claims This study analyzes auto personal injury claims across the states to estimate the frequency of claims for nonexistent or preexisting injuries. We develop a series of hypotheses regarding the specific claiming patterns that would signal the presence of excess claims. We draw on a nationally representative sample of auto‐accident injury claims closed during 1987 to test these hypotheses. The results strongly support the hypotheses. We conclude that approximately 42% of reported soft‐injury claims in the dollar‐threshold and tort states are for nonexistent or preexisting injuries. http://www.deepdyve.com/assets/images/DeepDyve-Logo-lg.png American Law and Economics Review Oxford University Press

The Frequency of Excess Auto Personal Injury Claims

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Publisher
Oxford University Press
Copyright
Copyright Oxford University Press 2001
ISSN
1465-7252
eISSN
1465-7260
DOI
10.1093/aler/3.2.228
Publisher site
See Article on Publisher Site

Abstract

This study analyzes auto personal injury claims across the states to estimate the frequency of claims for nonexistent or preexisting injuries. We develop a series of hypotheses regarding the specific claiming patterns that would signal the presence of excess claims. We draw on a nationally representative sample of auto‐accident injury claims closed during 1987 to test these hypotheses. The results strongly support the hypotheses. We conclude that approximately 42% of reported soft‐injury claims in the dollar‐threshold and tort states are for nonexistent or preexisting injuries.

Journal

American Law and Economics ReviewOxford University Press

Published: May 1, 2001

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