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This paper aims to integrate and examine three loyalty routes (i.e. service quality, emotional attachment and religiosity) in developing customer loyalty towards Islamic banking.Design/methodology/approachData were collected from 412 Islamic bank customers from Indonesia. Variance-based structural equation modelling was applied to evaluate the association between service quality, emotional attachment, religiosity and customer loyalty.FindingsThis study reveals that customer loyalty is more driven by emotional attachment and religiosity rather than by perceived service quality. Although not directly affecting customer loyalty, service quality strengthens customer satisfaction towards Islamic banks.Practical implicationsThis study provides an opportunity for Islamic bank managers to increase their customer loyalty through the development of emotional attachment and religiosity. To improve customer loyalty, this study suggests that Islamic banks have to provide prompt, accurate and non-personal service. It is also important for Islamic bank managers to keep the bank operation compliant with the Sharia law.Originality/valueThis study is the first attempt to assess the three loyalty routes simultaneously in influencing customer loyalty.
Journal of Islamic Marketing – Emerald Publishing
Published: Jan 14, 2020
Keywords: Islamic banking; Customer loyalty; Religiosity; Service quality; Customer satisfaction; Emotional attachment
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