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A study of group lending and incentives in Bolivia

A study of group lending and incentives in Bolivia Documents a case study of an urban group lending programme run by the bank BancoSol in La Paz, Bolivia. The lending programme has proved capable of sustaining a set of widely accessible lending relations with a large number of self‐employed microentrepreneurs in Bolivia. In documenting this programme, our aim is to contrast several features of BancoSol’s group lending policies against some of the theoretical results that have emerged from the microeconomic modelling research on group loan contracts. This exercise is based in part on a small survey that was conducted among BancoSol’s client borrowers. http://www.deepdyve.com/assets/images/DeepDyve-Logo-lg.png International Journal of Social Economics Emerald Publishing

A study of group lending and incentives in Bolivia

International Journal of Social Economics , Volume 27 (7/8/9/10): 17 – Jul 1, 2000

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Publisher
Emerald Publishing
Copyright
Copyright © 2000 MCB UP Ltd. All rights reserved.
ISSN
0306-8293
DOI
10.1108/03068290010336865
Publisher site
See Article on Publisher Site

Abstract

Documents a case study of an urban group lending programme run by the bank BancoSol in La Paz, Bolivia. The lending programme has proved capable of sustaining a set of widely accessible lending relations with a large number of self‐employed microentrepreneurs in Bolivia. In documenting this programme, our aim is to contrast several features of BancoSol’s group lending policies against some of the theoretical results that have emerged from the microeconomic modelling research on group loan contracts. This exercise is based in part on a small survey that was conducted among BancoSol’s client borrowers.

Journal

International Journal of Social EconomicsEmerald Publishing

Published: Jul 1, 2000

Keywords: Group working; Loans; Contracts; Microeconomics; Incentives; South America

References