Life-skills based financial education (LSFE) for young people is one potential intervention for improving the financial capabilities of a population. However, the pedagogical methods for LSFE have rarely been studied. This study represents the first cluster randomized controlled trial to analyze both student outcomes and the observed use of active learning methods (ALMs) by teachers. The study further tested the power of Social Cognitive Theory (SCT) to explain the outcomes of a LSFE program that contains explicit personal and social components that link to SCT. The study was undertaken by randomizing 50 schools in Rwanda that had been stratified across 5 districts: Huye, Karongi, Nyagatare, Nyanza, and Ruhango. It comprised 250 teachers with a mean age of 31.8 (SD=6.2) and 1750 students with a mean age of 15.0 (SD=2.6). The intervention increased teachers' observed use of ALMs as well as the average time on task of the students observed in class. Students in the treatment group also exhibited increased self-reported active learning environments, general self-efficacy, general financial capability, and self-reported savings behavior. Less robust results indicated the intervention increased students' planning attitudes and decreased their self-reported behavioral and cognitive engagement.
Children and Youth Services Review – Elsevier
Published: Nov 1, 2017
It’s your single place to instantly
discover and read the research
that matters to you.
Enjoy affordable access to
over 18 million articles from more than
15,000 peer-reviewed journals.
All for just $49/month
Query the DeepDyve database, plus search all of PubMed and Google Scholar seamlessly
Save any article or search result from DeepDyve, PubMed, and Google Scholar... all in one place.
Get unlimited, online access to over 18 million full-text articles from more than 15,000 scientific journals.
Read from thousands of the leading scholarly journals from SpringerNature, Elsevier, Wiley-Blackwell, Oxford University Press and more.
All the latest content is available, no embargo periods.
“Hi guys, I cannot tell you how much I love this resource. Incredible. I really believe you've hit the nail on the head with this site in regards to solving the research-purchase issue.”Daniel C.
“Whoa! It’s like Spotify but for academic articles.”@Phil_Robichaud
“I must say, @deepdyve is a fabulous solution to the independent researcher's problem of #access to #information.”@deepthiw
“My last article couldn't be possible without the platform @deepdyve that makes journal papers cheaper.”@JoseServera