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to an underdeveloped financial system which has limited the access to personal credit. In both Germany and China, the rise in the current account balance stems to a large extent from the higher saving of the non ...
or debit card, telephone, checking, savings , loan , or mortgage account (ibid, p. 2).” Finally, identity theft is defined as the “misuse of personal information for a fraudulent purpose, such as getting ...
need money now. You can get it from your children's college savings accounts ; it would upset your wife (who helped fund the accounts ) and the kids, but you do not have to tell them and can repay later ...
on a sample of more than 15,000 loan applications from small- and medium-sized enterprises, I find that precautionary savings motives can aggravate real effects: low-liquidity firms whose loan applications were ...
to establishing a bank account , increasing savings , using credit wisely, avoiding over indebtedness, applying for micro finance loans , adopting new technologies, reducing chances of fraud, choosing the right ...
depositors and a financial shortfall of over $1 million in hard-earned savings that the townspeople were never getting back. Since the 2008 crisis, historians have understandably turned to high corporate ...
‐tax register is based on a simple accounting identity in which total expenditure is calculated by subtracting savings components from disposable income for the household. The calculation of total ...
(tenant-occupied housing assets, business assets, bonds, and equities). We then impute assets that do not generate taxable income flows (owner-occupied housing assets, deposits and savings accounts ...
, grant, loan , voucher (Dubnick and Fredrickson 2009; Posner 2002). For example, one characteristic of accountability systems that has received attention in the third-party government literature is timing ...
form of banking services, and thus the use of savings instruments, such as bank accounts , represent the first opportunity they get to create a relationship with formal financial institutions, which might ...
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