This study aims to research factors enabling financial inclusion in developing economies. The authors analyse the ecosystems of 43 countries using fsQCA in order to establish the configurations of ecosystem components that enable financial inclusion and those that lead to financial exclusion. Results show that there are three configurations of factors affecting financial inclusion: high socio-demographic and political factors in the absence of economical development; high social, technological and economical factors in the absence of political development; and political and economical factors in the absence of social and technological development. Two combinations of factors affecting financial exclusion are the absence of social and economical factors in the presence of political and technological development; finally, the configuration with absent socio-demographic, technological and political factors of development. The results obtained have policy implications for countries seeking to develop financial inclusion, outlining the most important spheres of the ecosystem to promote and support.
Journal of Business Research – Elsevier
Published: Aug 1, 2018
It’s your single place to instantly
discover and read the research
that matters to you.
Enjoy affordable access to
over 18 million articles from more than
15,000 peer-reviewed journals.
All for just $49/month
Query the DeepDyve database, plus search all of PubMed and Google Scholar seamlessly
Save any article or search result from DeepDyve, PubMed, and Google Scholar... all in one place.
Get unlimited, online access to over 18 million full-text articles from more than 15,000 scientific journals.
Read from thousands of the leading scholarly journals from SpringerNature, Elsevier, Wiley-Blackwell, Oxford University Press and more.
All the latest content is available, no embargo periods.
“Hi guys, I cannot tell you how much I love this resource. Incredible. I really believe you've hit the nail on the head with this site in regards to solving the research-purchase issue.”Daniel C.
“Whoa! It’s like Spotify but for academic articles.”@Phil_Robichaud
“I must say, @deepdyve is a fabulous solution to the independent researcher's problem of #access to #information.”@deepthiw
“My last article couldn't be possible without the platform @deepdyve that makes journal papers cheaper.”@JoseServera