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Smoking, Obesity, Health Insurance, and Health Incentives in the Affordable Care Act

Smoking, Obesity, Health Insurance, and Health Incentives in the Affordable Care Act Opinion Smoking, Obesity, Health Insurance, VIEWPOINT and Health Incentives in the Affordable Care Act Onefundamentalreformof the Patient Protection and age were $5000, which is close to the average cost of KristinMadison,PhD,JD School of Law and Affordable Care Act (ACA) was to weaken the link be- employer-sponsored individual coverage, a plan could Bouvé College of tween health status and insurance coverage. Issuers of give a reward equal to $1000 to nonsmokers or, alter- Health Sciences, individual policies will no longer be able to charge higher natively, impose a $1000 surcharge on smokers. Pro- Northeastern premiums to the seriously ill or turn away unhealthy en- grams were also required to offer a “reasonable alterna- University, Boston, Massachusetts. rollees. By adding these protections, the ACA brings in- tive standard” or waiver for those for whom it was dividual policies more in line with other forms of insur- “unreasonably difficult due to a medical condition” to Harald Schmidt, PhD ance. Neither Medicare nor Medicaid charges higher meet a program standard. Department of Medical premiums for individuals in poor health, and the Health Ethics and Health Insurance Portability and Accountability Act of 1996 The ACA’s Support for Health Incentives Policy, Perelman School of Medicine, http://www.deepdyve.com/assets/images/DeepDyve-Logo-lg.png JAMA American Medical Association

Smoking, Obesity, Health Insurance, and Health Incentives in the Affordable Care Act

JAMA , Volume 310 (2) – Jul 10, 2013

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Publisher
American Medical Association
Copyright
Copyright 2013 American Medical Association. All Rights Reserved. Applicable FARS/DFARS Restrictions Apply to Government Use.
ISSN
0098-7484
eISSN
1538-3598
DOI
10.1001/jama.2013.7617
pmid
23765171
Publisher site
See Article on Publisher Site

Abstract

Opinion Smoking, Obesity, Health Insurance, VIEWPOINT and Health Incentives in the Affordable Care Act Onefundamentalreformof the Patient Protection and age were $5000, which is close to the average cost of KristinMadison,PhD,JD School of Law and Affordable Care Act (ACA) was to weaken the link be- employer-sponsored individual coverage, a plan could Bouvé College of tween health status and insurance coverage. Issuers of give a reward equal to $1000 to nonsmokers or, alter- Health Sciences, individual policies will no longer be able to charge higher natively, impose a $1000 surcharge on smokers. Pro- Northeastern premiums to the seriously ill or turn away unhealthy en- grams were also required to offer a “reasonable alterna- University, Boston, Massachusetts. rollees. By adding these protections, the ACA brings in- tive standard” or waiver for those for whom it was dividual policies more in line with other forms of insur- “unreasonably difficult due to a medical condition” to Harald Schmidt, PhD ance. Neither Medicare nor Medicaid charges higher meet a program standard. Department of Medical premiums for individuals in poor health, and the Health Ethics and Health Insurance Portability and Accountability Act of 1996 The ACA’s Support for Health Incentives Policy, Perelman School of Medicine,

Journal

JAMAAmerican Medical Association

Published: Jul 10, 2013

References