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INSURANCE AGAINST SEPSIS.

INSURANCE AGAINST SEPSIS. Physicians, as a rule, carry policies of accident insurance which include a clause indemnifying them for loss of time in case of septic infection arising in the course of professional duty. It is doubtful whether, when buying such a contract, physicians are as careful as they should be to determine just what hazard is covered by the "septic poisoning clause." An item in The Spectator (insurance), for Oct. 26, 1905, indicates that neglect of this precaution may lead to later disappointment. It seems that these clauses, so important to surgeons, physicians and dentists are variously worded, so that the amount of protection varies. Some of them provide that, to render the company liable, the production of the wound and the entrance of the poison must be simultaneous. This debars a claim for indemnity in case the infection occurred in a pre-existing abrasion, wound or hangnail. It is said that in http://www.deepdyve.com/assets/images/DeepDyve-Logo-lg.png JAMA American Medical Association

INSURANCE AGAINST SEPSIS.

JAMA , Volume XLV (20) – Nov 11, 1905

INSURANCE AGAINST SEPSIS.

Abstract


Physicians, as a rule, carry policies of accident insurance which include a clause indemnifying them for loss of time in case of septic infection arising in the course of professional duty. It is doubtful whether, when buying such a contract, physicians are as careful as they should be to determine just what hazard is covered by the "septic poisoning clause." An item in The Spectator (insurance), for Oct. 26, 1905, indicates that neglect of this precaution may lead to later...
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Publisher
American Medical Association
Copyright
Copyright © 1905 American Medical Association. All Rights Reserved. Applicable FARS/DFARS Restrictions Apply to Government Use.
ISSN
0098-7484
eISSN
1538-3598
DOI
10.1001/jama.1905.02510200049009
Publisher site
See Article on Publisher Site

Abstract

Physicians, as a rule, carry policies of accident insurance which include a clause indemnifying them for loss of time in case of septic infection arising in the course of professional duty. It is doubtful whether, when buying such a contract, physicians are as careful as they should be to determine just what hazard is covered by the "septic poisoning clause." An item in The Spectator (insurance), for Oct. 26, 1905, indicates that neglect of this precaution may lead to later disappointment. It seems that these clauses, so important to surgeons, physicians and dentists are variously worded, so that the amount of protection varies. Some of them provide that, to render the company liable, the production of the wound and the entrance of the poison must be simultaneous. This debars a claim for indemnity in case the infection occurred in a pre-existing abrasion, wound or hangnail. It is said that in

Journal

JAMAAmerican Medical Association

Published: Nov 11, 1905

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