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Access to Credit by Small Businesses: How Relevant Are Race, Ethnicity, and Gender?

Access to Credit by Small Businesses: How Relevant Are Race, Ethnicity, and Gender? Abstract This paper employs data from the 1998 and 2003 Survey of Small Business Finances to analyze whether, after controlling for observable factors that influence loan decisions, there is a significant difference in the loan approval rate and the interest rate charged on approved loans for businesses owned by minority or white females and firms owned by white males. http://www.deepdyve.com/assets/images/DeepDyve-Logo-lg.png American Economic Review American Economic Association

Access to Credit by Small Businesses: How Relevant Are Race, Ethnicity, and Gender?

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References (7)

Publisher
American Economic Association
Copyright
Copyright © 2012 by the American Economic Association
Subject
Papers
ISSN
0002-8282
DOI
10.1257/aer.102.3.532
Publisher site
See Article on Publisher Site

Abstract

Abstract This paper employs data from the 1998 and 2003 Survey of Small Business Finances to analyze whether, after controlling for observable factors that influence loan decisions, there is a significant difference in the loan approval rate and the interest rate charged on approved loans for businesses owned by minority or white females and firms owned by white males.

Journal

American Economic Review – American Economic Association

Published: May 1, 2012

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