%0 Journal Article %T Models behaving badly: The limits of data-driven lending %A Ben-David, Itzhak %A J. Johnson, Mark %A M. Stulz, René %J Review of Finance %V 29 %N 3 %P 711-745 %@ 1572-3097 %D 2025-02-03 %I Oxford University Press %~ DeepDyve