%0 Journal Article %T A hybrid unsupervised machine learning model with spectral clustering and semi-supervised support vector machine for credit risk assessment %A Yu, Tao %A Huang, Wei %A Tang, Xin %A Zheng, Duosi %J PLoS ONE %V 20 %N 1 %D 2025-01-10 %I Public Library of Science %~ DeepDyve