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E. Dunn, J. Arbuckle (1995)
The impacts of microcredit : a case study from Peru
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© Koninklijke Brill NV, Leiden, 2010 DOI: 10.1163/156914910X499714 PGDT 9 (2010) 270-291 brill.nl/pgdt P E R S P E C T I V E S O N G L O B A L D E V E L O P M E N T A N D T E C H N O L O G Y Cross-Sectional Impact Analysis: Bias from Dropouts * Gwendolyn Alexander Tedeschi a and Dean Karlan b a) Manhattan College, Department of Economics and Finance, USA gwendolyn.tedeschi@gmail.com b) Yale University, Innovations for Poverty Action, Financial Access Initiative, USA dean.karlan@yale.edu Abstract To assess the impact of microcredit programs, several microfinance organizations have begun using a management tool developed by Assessing the Impact of Microenterprise Services (AIMS) at the United States Agency for International Development (USAID). This tool recom- mends comparing veteran members to new members of a microcredit program, and attributes any difference to the impact of the program. The tool introduces a potential source of bias into estimates of impact by not instructing organizations to include program dropouts in their cal- culations. This paper uses data from a longitudinal study in Peru of Mibanco borrowers and non-borrowers to quantify some, but not all,
Perspectives on Global Development and Technology – Brill
Published: Jan 1, 2010
Keywords: attrition; program evaluation; impact methodologies; microfinance; Peru
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