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The current economy requires an intensive discussion of the costs and benefits featured in a defined benefit plan. Companies should consider the impact of the new plan funding as well as benefit restriction rules and the impact this will have on the company’s current and future workforce. The...
A recent case from a federal district court in Tennessee reminds employers that they should familiarize themselves with the basic tenets of the Employee Retirement Income Security Act (ERISA) before providing welfare benefits to their employees. In that case, the employer unknowingly created an...
The Genetic Information Nondiscrimination Act (GINA) was enacted to assure individuals covered by group health plans that their genetic information would not be used for underwriting and other improper purposes. Although there is appropriate support for GINA in the benefits community, it appears...
The desire to control health care expenses has led to the increasing adoption of consumer-driven health plans. One such choice is between traditional low-deductible and health savings account (HSA)—qualified high deductible health plans. In this analysis the authors forecast medical expenses...
Prudent feedback from employer surveys has indicated that standardized metrics and integrated decision-support tools are essential for identifying opportunities to improve programs and reinforce a culture of health and productivity. This article reports on an innovative, nationally standardized...
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