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In an attempt to control health care costs, lost time, and related employee productivity, employers devote many resources to solutions for these problems. But often the solutions are applied independently of one another, possibly in different areas of the company, even though the problems are...
Total compensation statements have long been touted as the most effective means of showing employees the real value of their employment. Right there on one piece of paper, or computer screen, is a summation of cash compensation and the dollar value of company benefits. Unfortunately, the...
Three years of declining interest rates and equity values have severely stressed U.S. pension plan sponsors, who have seen hundreds of billions of dollars of “surplus” assets turn into underfunding. It is expected that in the coming decade, tens of billions of dollars will be diverted from...
A consumer-directed health (CDH) plan offering should reflect the company’s belief that involving members more closely in managing their health care will result in improved outcomes and lower costs. Core capabilities shouldbe designed to give members access to tools and information needed to...
Health savings accounts are the biggest innovation to hit the group benefits market since the advent of HMOs. By migrating to high-deductible health insurance plans, employers can reduce their premiums while shifting the burden of health care cost back to employees. And with a little instruction...
The issue of same-sex marriage has ignited a raucous debate over the contours of the institution of marriage. But lost in the noise are a host of real and very practical concerns faced by employers over the impact of same-sex marriage on employer-sponsored benefit plans and employment practices....
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