Although Electronic Funds Transfer Systems (EFTS) encompass a large group of financial transaction systems including funds transfers between major banks and transfers among the Federal Reserve Banks over their private network (FEDWIRE), the scope of this paper will be limited to the major application of EFT systems which utilize mini and microcomputers: networks of automatic banking transaction terminals.
/lp/association-for-computing-machinery/data-management-in-electronic-funds-transfer-systems-hSX0FZ81iL